Dubai is making it easier than ever for first-time home buyers.

Launching on 2 July 2025, a new First-Time Home Buyer Programme led by the Dubai Land Department (DLD) and the Dubai Department of Economy and Tourism (DET) is set to empower the next generation of first-time home buyers. 

A New Era for First-Time Home Buyers in Dubai

For many, buying a house for the first time in Dubai has felt out of reach due to rising rents, high deposits, and limited access to affordable mortgage options. This new home buyer assistance scheme seeks to change that.

Who Is Eligible?

To qualify, applicants must:

• Be a UAE resident (national or expat)
• Be 18 years or older
• Be purchasing a home below AED 5 million
• Not currently owning a freehold residential property in Dubai

Benefits for First-Time Home Buyers

Perks for first-time home buyers include: 

• Priority access to new unit launches from 13 top participating developers
• Preferential pricing on eligible units from select developers
• Flexible, affordable payment plans tailored to first-time buyers
• Interest-free instalment options for DLD through participating banks’ credit cards
• Reduced mortgage interest rates and processing fees from 5 leading banks

First-Time Home Buyer Guide: What You Need to Know

If you’re considering buying a house for the first time, here are a few things to know as a first-time home buyer:

• Start with a realistic budget
• Explore mortgage options early
• Factor in upfront and long-term costs
• Use a first-time home buyer checklist to stay on track
• Work with a licensed broker who understands the Programme and can offer you the best tips for first-time home buyers

CONCLUSION

Today, more people are staying long term and now, with the launch of the Programme, those dreams have the potential to become a reality. Residents taking their first steps on the property ladder in the city will now be able to call Dubai “home” in every sense of the word.

From exclusive launch access and payment flexibility to mortgage advantages and residency pathways, the advantages for first-time home buyers have never been clearer.

Whether you’re starting your search or actively looking, this is the best time to buy a home for the first time in Dubai.